Social Security highlights that maintaining this contribution level is fundamental, as the pension regulatory base is calculated from the last 300 contribution bases, that is, the last 300 months of work.

The salary that a worker receives is the first element to consider to achieve a decent pension before reaching retirement. It's not just about focusing on gross salary; It is crucial to pay attention to Social Security contributions, as these directly depend on how much is charged. The higher the contributions are, the higher the base will be, which directly influences the amount of the pension to be received.

To access 100% of the pension in 2024, at least 36 years and six months of contributions are required. However, those who have been quoted for 38 years still have the possibility of retiring a year earlier without suffering any type of penalty, which provides greater flexibility to workers when it comes to planning their exit from the labour market.

To access a contributory pension, it is necessary to have a minimum of 15 years of contribution. However, this time does not automatically guarantee a pension of 3,000 euros per month. The reason for this is that, after completing 15 years of contributions, the solo worker has the right to collect 50% of the regulatory base.

To reach a pension of 3,000 euros per month, it is necessary to increase the contribution period for more than 15 years. Specifically, for each of the first 49 additional months quoted, an additional 0.21% is added to the regulatory base. From this limit, each additional month increases the regulatory base by 0.19%. This means that the longer it takes, the higher the percentage applied to the pension calculation will be, which facilitates the possibility of reaching higher amounts, such as 3,000 euros per month.